Writing Task
2
A much debated
issue these days is whether citizens should take out private health
insurance or not. The cost of providing free medical care for both
the wealthy and the poor is far too great for any government, and
most people agree that if you can pay for insurance, you should. In
this essay, I will argue that all who can afford it should be insured,
but free medical care must be made available for those too poor to
do so.
The most
important reason for encouraging people to take out private health
insurance is the cost to the government of health care. Free health
cover for people who are able to pay for it is a waste of public money.
Of course, people will only pay health insurance premiums if they
know that they are getting good value for their money. If they get
sick, they should pay very little or nothing at all. In addition,
the privately insured are entitled to special benefits such as having
the choice of their own doctors, and being able to avoid long waiting
lists for hospital beds.
On the other
hand, those who really cannot afford to pay private insurance premiums,
which are often very high, are still entitled as citizens to the best
medical care available – they cannot be expected to pay their own
medical bills. However, if they are working, they should still pay
a percentage of their wage (say 1 to 2%) as a tax which pays towards
the cost of providing "free" medical services.
In conclusion,
most people should privately insure their health, but it is unreasonable
to suppose that all citizens can afford it. Therefore, a safety net
in the form of a basic free health care system must exist for the
very poor and the unemployed.
(301 words)